In an era of soaring borrowing costs, it’s hard to believe a portfolio of debt-funded equities is so hard to manage.

And yet, that’s exactly what it is.

A decade ago, many investors were advised to start saving for their retirement by buying bonds.

It seemed so simple.

And, it turns out, it worked.

But the problem is, for many investors, a simple portfolio of bonds is not enough to get by.

The debt crisis and the lack of an affordable asset class is making it even more challenging to save for retirement.

For example, for an individual earning $60,000 per year, a $1,000,000 portfolio is enough to fund about 50% of the annual expenses.

For an individual who earns $60 million per year and has a debt load of $1 trillion, a portfolio $1.5 trillion is sufficient to fund only 30% of expenses.

That’s a massive difference.

It’s not just the debt-backed bonds that are holding back investments.

The housing market is also holding back stocks, especially for those who own multiple home.

What’s more, the cost of capital is skyrocketing.

In 2016, the average investor was paying about $17,000 a year to own a $100,000 home.

This year, the figure jumped to $24,000.

That is, if you own a house, your mortgage payments would have to increase by a staggering $2,000 each year.

This is not a hypothetical situation.

In fact, it is becoming more common.

According to a recent report by Bankrate, the share of Americans with home equity is expected to rise from just under 6% to just under 9% by 2027.

That means that the majority of Americans are facing a financial catastrophe, and they’re paying for it.

This is bad news for people who are not saving for retirement, like people who have been working longer hours.

In 2017, more than half of the workforce were over 65 years old, and one-third were employed full time.

They are a workforce that is vulnerable to economic downturns.

Moreover, many of the workers that are retiring are working fewer hours.

For example, according to the Census Bureau, the number of people working more than 40 hours a week rose by 10.5% from 2015 to 2017.

So, while retirement may seem like a far-off dream for many, it could very well become a reality.

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